SimonDavis now allows you to submit life applications in any form you choose. You may submit Paper Applications, e-Applications, or Drop Tickets depending on the carrier and situation. Please contact us to learn the pros and cons of each method.

What's an e-App?

An e-app is simply a full application that is completed online. Most companies allow for an electronic signature on an e-app and electronic submission.

What's a Drop Ticket?

A drop ticket is NOT a full application. Rather than asking all of the questions on an application, the agent collects some basic information such as contact information and certain questions that are required to be asked by a licensed agent. The rest of the application will be completed by someone at the insurance company or by a vendor that they use (such as Exam One or EMSI). Signatures are usually collected through voice signature or by the paramed examiner.